Which Canadian financial institution has the 2nd largest ATM network?

Yuriy Diakunchak
Director of Marketing

UPDATE: as of 2016 We now have over 3,300 ATMs across our network!

If you guessed Ukrainian Credit Union Limited, then pat yourself on the back. It’s true. Ukrainian Credit Union Limited, along with most of Canada’s credit unions, work together to share resources such as ATMs in order to provide our members the best possible level of service and convenience.

Currently, if you are a member of Ukrainian Credit Union Limited, or any other credit union, you can use your debit card at more than 2,500 ATMs across Canada without paying surcharges! All you have to do is look for the THE EXCHANGE® Network logo (shown below).

What is THE EXCHANGE?

It’s simply a Canadian network of ATMs that provide surcharge-free deposits, withdrawals, PIN changes and more. The best part is that if your credit union is a member of THE EXCHANGE you will never pay any additional surcharge fees when you use an EXCHANGE ATM – anytime, anywhere! THE EXCHANGE® is a network of banks and credit unions that have come together and agreed to never charge each other’s cardholders any surcharge fees—at thousands of ATMs across Canada. As a proprietary ATM network, THE EXCHANGE® Network offers the only inter-institutional, full-function ATM network in Canada.

How can I find the nearest ATM that is part of the THE EXCHANGE Network? 

You can locate THE EXCHANGE network ATMs by visiting www.TheExhchangeNetwork.ca or by downloading the free ATM locator App for your Smartphone or GPS device.

Can I use my debit card surcharge-free in the US?

YES!!! Except there, the network is called Accel™, so instead of looking for the EXCHANGE logo, look for the Accel logo.

If you see any one of these logos on an ATM then you can use your Ukrainian Credit Union Limited debit card in it without paying surcharges.

What does this mean to me as a member?

It means that you have so many more options of where to get your money than you probably even imagined. Take a look at the chart below to see how many options you have in your city.

City you live in	# of THE EXCHANGE ATMs available for you to use surcharge-free
Ancaster	4
Barrie	7
Brampton	13
Burlington	8
Guelph	7
Kitchener	8
Hamilton	42
Lively	1
London	16
Markham	10
Mississauga	30
Nepean	6
Newmarket	6
Niagara Falls	7
Oakville	5
Oshawa	10
Ottawa	36
Pickering	6
Richmond Hill	9
St. Catharines	23
Sudbury	8
Toronto	98
Thunder Bay	11
Vaughn	4
Welland	8
Windsor	29
Woodbridge	4

If you have any questions about our ATM network, please don’t hesitate to give me a call.

Yuriy Diakunchak

Director of Marketing

Ukrainian Credit Union Limited

416-763-5575 x208

ydiakunchak@ukrainiancu.com