ucublu too – No Fee Daily Chequing Account

 

ucublu too is an online chequing account that offers the services of a traditional chequing account plus a competitive tiered interest rate on the account balance.

ucublu too chequing account is accessed and managed by you online using your computer, smartphone, or tablet with no in-branch services are provided. Your local UCU branch teller will not have access to your ucublu too account and will not be able to perform transactions on your behalf.

Tiered Interest Rates

As more and more UCU Members conduct their everyday banking online – they eliminate the need to travel to their local branch to conduct financial transactions. Since ucublu too is a virtual chequing account - the cost savings of not using in-branch services will be passed on to you in the form of higher interest.

The ucublu too virtual chequing account can also give your savings a boost. With a tiered interest chequing account - the interest rate offered will increase as the balance of your account goes up.

ucublu too interest is calculated on your daily closing balance and paid on the last day of each month. The current ucublu too tiered interest rate can be found on the UCU App or website. (link to web page)

ucublu too No Fee Debit Card and Cheques

The ucublu too chequing account has a distinct debit card – separate from your full-service UCU debit card. With your ucublu too debit card you can access your online chequing account at all UCU and Exchange Network ATM’s.

You can also use your ucublu too no fee debit card at retailers to pay for your purchases.

If you prefer to use cheques - you can order cheques that will be issued from your ucublu too account.

ucublu too Features

• Free Interac transactions
• Free direct point of sale purchases by debit card
• Free bill payments
• Free chequing services
• Free UCU and Exchange Network ATM transactions

No Monthly Fees – No Minimum Balance

There is no minimum balance required to maintain your ucublu too virtual chequing account – you will start earning the tiered higher interest rate on every dollar you deposit into your account.

There are no monthly fees associated with the ucublu too account but some services charges will be applied for NSF cheques, printed material requests and some UCU Call Centre transfers. A full list of services charges can be found on our website (link to website)

Overdraft Protection

You can apply for overdraft protection for your ucublu too account to cover any cheques that were cashed with insufficient funds in your account. Service charges will apply only when your overdraft protection is used.

Easy Online Application

Opening a new ucublu too account is quick and easy.

If you have a direct deposit of either a payroll cheque or monthly pension to one of your UCU accounts then you qualify to open a ucublu too account.

• Just visit our website’s ucublu page and click on the Open an Account button
• Complete the online application by providing the required personal and account information
• A ucublu representative will contact you within 2 business days about your new account

For more information about the ucublu too account, please visit our website. Or click here to open an account: OPEN AN ACCOUNT.