When you're
a business owner your main focus is running and growing your business. You have a long list of tasks - including keeping track of cash flow, taking
care of your customers and selling your products or services. You also have to buy
supplies, resources and other purchases. But the way you pay for your business expenses can impact your profit
margins.
UCU Business Credit Cards can help by offering three
different Business Mastercards: a low-interest card - a no-fee cash back card -
a platinum rewards card.
Why Every Business Owner Needs a Business
Credit Card
Many new
business owners use their personal credit cards to finance business purchases.
Here are 3 reasons why every business should have a dedicated business credit
card:
- Separate Business Expenses: A business credit card will keep your business
and personal expenses separate. It
allows you to track your business spending and will make record-keeping a lot easier
for your income tax filling. You will manage all your business expenses on one
card.
- Build Credit: You
will have a business credit score separate from your personal credit score. If
you use your business credit card responsibly you could improve your business
credit score and be eligible for lower interest rates in the event you need to
take out a business loan.
- Earn Rewards: Get rewards for the money you spend on your business. For every dollar spent you could increase your savings with cash back rewards or earn travel and merchandise points to save money on your business essentials.
UCU Business Credit Card Services Offers 3
Different Business Cards
Low Rate Business Mastercard
Build
your business with UCU Low Rate Mastercard
Annual Fee: $25 Interest Rate: 12.99%
- Protection: Purchase
Protection and Extended Warranty for your peace of mind
- Convenience: Access
your eStatements, view recent transactions, and manage your account online
using MyCardInfo
- Zero Liability: You
will not be held responsible for the unauthorized use of your card. This is our
policy guarantee
- 24/7 Support:
Cardholder Services are available for you anytime, anywhere
No Fee Cash Back Business
Mastercard
Operate
Your Business with UCU No Fee Cash Back Business Mastercard
Annual Fee: $0 Interest Rate: 19.99%
- Rewards: Earn
0.5 point per $1 spent on all eligible purchases
- Protection:
Purchase Protection and Extended Warranty for your peace of mind
- Convenience: Access
your eStatements, view recent transactions, and manage your account online
using MyCardInfo
- Zero Liability: You will not be held responsible for the unauthorized
use of your card. This is our policy guarantee
Platinum Business Mastercard
Enhance Your Business with UCU Platinum Business
Mastercard
Annual Fee: $99 Interest Rate: 20.99%
- Rewards: Earn 1.5 points per $1 spent on all eligible purchases, with no annual limits
- Protection: Auto Rental Collision/Loss Damage Insurance for your peace of mind. Plus, Purchase Protection and Extended Warranty
- Travel Insurance: Includes Trip Cancellation whenever you use your card to pay for your trip. Plus, Lost or Delayed Baggage coverage, and Common Carrier Accident Protection
- Convenience: Access your eStatements, view recent transactions, and manage your account online using MyCardInfo
More information about
UCU Business Credit Cards and how to apply can be found on the UCU website