UCU Internet Banking – Traditional Banking Services That You Do Online

 

Internet banking has now become the most common form of banking in Canada. More Canadians are conducting their daily banking transactions online than in person at their local branch. They like the convenience of banking at a time and place that is suitable to them - using their computer, smartphone or tablet.

More and more UCU Members are using UCU’s Internet Banking Feature

Internet banking is a simple and secure way to bank. No need to re-arrange your day to schedule a time to get to your local UCU Branch during business hours - and no more waiting in line to see your local teller. Your everyday banking transactions can now be performed by you online anytime, anywhere.

UCU Members who use the UCU Internet Banking feature like: 

• the convenience of having their updated account information at their fingertips
• the ability to move money between their accounts
•  the option to their pay bills online

Your Money is Safe and Secure with UCU Internet Banking

UCU’s top priority is the safety and security of your money. Preventative measures have been put in place to ensure your money and your data are protected. These measures include:

• Extra layers of encryption – your banking information is turned into a numeric code as it travels between your computer and the UCU server which makes your data unreadable if accessed by a third party
• Secure UCU server and firewalls – designed to be a barrier between the internet and your computer- keeping your data safe and hackers out
• Several authentication steps – 2 tier password protection - you will need to input your user name and then enter a secure password to access your online profile – this validates your identity and prevents  anyone else to access your account
• Timed log-outs - your home banking session ends after of a period of inactivity - this limits the amount of time your account information remains visible on your computer screen in case you forget to log out of your online banking session
• Account login locks – your account will be locked if you - or someone else – enters your password incorrectly multiple times

UCU Internet Banking Advantages

No need to rush to your local UCU Branch for your basic banking transactions – with safe and secure UCU Internet Banking - you can manage your finances using your computer, smartphone or tablet. UCU Internet Banking lets you:

Manage Your Accounts

·         View a list of all your accounts

·         Check the balance on each account

·         View transaction history of each account

·         View account statements

Transfer Money Between Accounts

·         Instantly transfer money between your accounts

·         Transfer money to another UCU Member’s account - after a one time in-branch teller setup

·         Set up e-Transfer to another financial institution account

Pay Your Bills

·         Pay your monthly bills

·         Add payee using the UCU search feature

·         Schedule recurring bill payments

·         Pay business taxes

Send Interac e-Transfers

·         Send money electronically to anyone with a bank account

·         Receive money directly into your bank account from anyone with a bank account

·         Increased limit amount on outgoing  e-Transfers

View Term Deposits, Loan Amounts and UCU MasterCard

·         View term deposits details, including their value at maturity

·         View outstanding loan amounts

·         Link to UCU Collabria MasterCard web page

Messages and Alerts

·         Set up alerts that will notify you about your account balance, scheduled payment and more

·         View messages

Quick and Easy Sign Up Process

Discover the convenience of UCU Internet Banking. Visit your local UCU Branch and ask for your personalized access – a UCU Representative will set up your online profile and explain the next steps. You will have access to the UCU Internet Banking feature the very next day.

More information about UCU Internet Banking can be found on our website

 

 

 

UCU Banking App – Do your Banking from the Palm of your Hand

 

Canadians love their mobile phones. Over 85% of Canadians own a smartphone – and approximately 44% of all online traffic in Canada is generated through the use of smartphones and tablets.  And this number keeps growing year after year. No wonder - our smartphones are usually within reach and we increasingly rely on them for everyday use.

UCU Banking App Advantages

UCU has made it even easier for you to conduct your everyday banking transactions using the UCU Mobile Banking App on your smartphone or tablet.

Download the UCU Banking App and have the benefit of accessing UCU’s banking services from the palm of your hand. With the UCU Banking App, you will have round the clock access to your bank accounts and you will be able to perform everyday banking transactions anytime from anywhere.

Easily Accessible - You will always have access to your banking information 24 hours-a-day, 7 days-a-week.

Convenient - No need to travel to your local UCU Branch – all your banking information is at your fingertips on your smartphone or tablet.

Control - You can schedule when to pay your bills or transfer money between your accounts

Secure – UCU Banking App has the same high level of security as UCU Internet Banking. Your money and banking transactions are safe and protected.

UCU Mobile Banking App Features

Accounts

• View a list of all your accounts
• View the transaction history of all your account
• View account details – Login ID, transit number, institutions number, full account number, current balance, current interest rate

Pay Bills

• Pay your bills by adding a payee and selecting the account
• Choose to pay your bill now, later or set up a recurring bill payment

Transfer Between Accounts

• Transfer money between your accounts
• Transfer money to another UCU Member - after a one time in-branch teller setup

 Interac e-Transfer

• Send money to someone who banks at another financial institution using their email address or phone number

Deposit

• Deposit cheques directly into your account by snapping a picture of the cheque using your smartphone camera

Schedule

• Schedule bill payments and transfer of funds to a designated account
• View your list of scheduled transactions

Lock’N’Block

• Manage your debit cards if they are lost or stolen
•  You can lock your debit card 
• You can block unauthorized ATM transactions and purchases

Messages

•  Receive personal messages, financial and urgent reminders

Alerts

• Customize alerts to let you know what is happening with you accounts
• Activate alerts you want to receive from a drop-down menu 

Rates

• View the up-to-date posted rates

Find Us

• Locate the nearest UCU ATM or Exchange Network ATM

Contact Us

• Call Centre phone number and office hours

 

More information about the UCU Mobile Banking App can be found on the UCU  website