Wednesday, March 27, 2013

Scams - Dating and Romance


Despite the many legitimate dating websites operating in Canada, there are many dating and romance scams as well. Dating and romance scams try to lower your defences by appealing to your romantic and compassionate side.

What to Look For


Some dating and romance scams work by setting up a dating website where you pay for each email or message you send and receive. The scammer will try to hook you in by continuing to send you vague-sounding emails filled with talk of love or desire. The scammer might also send emails filled with details of their home country or town that do not refer to you much at all. These are attempts to keep you writing back and paying money for use of the scammer's dating website.

Even on a legitimate dating site, you might be approached by a scammer—perhaps someone who claims to have a very sick family member or who is in the depths of despair (often these scammers claim to be from Russia or Eastern Europe). After they have sent you a few messages, and maybe even a glamorous photo, you will be asked (directly or more subtly) to send them money to help their situation. Some scammers even arrange to meet with you, in the hope that you give them presents or money—and then they disappear.

In other cases, scammers will try to build a friendship with you, perhaps even sending you flowers or other small gifts. After building a relationship, the scammer will tell you about a large amount of money they need to transfer out of their country, or that they want to share with you. They will then ask for your banking details or money for an administrative fee or tax that they claim needs to be paid to free up the money.


Protect Yourself


Remember
Check website addresses carefully. Scammers often set up fake websites with very similar addresses to legitimate dating websites.

Caution
Never send money, or give credit card or online account details to anyone you do not know and trust.

Think
Don't give out any personal information in an email or when you are chatting online.

Investigate
Make sure you only use legitimate and reputable dating websites.

Ask yourself
Would someone I have never met really declare their love for me after only a few letters or emails?


To report a scam, contact the:
Canadian Anti-Fraud Centre
www.antifraudcentre.ca or call 1-888-495-8501
In addition, credit bureaus can put a fraud alert on your account, which will alert lenders and creditors of potential fraud:
Equifax: 1-800-465-7166
TransUnion: 1-866-525-0262
1-877-713-3393 for Quebec residents

Stay tuned for more about fraud in the coming days.

Click here for more about fraud.
* With information from the Government of Canada Competition Bureau web site and The Little Black Book of Scams published by the Competition Bureau Canada 2012.

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