UCU Business Credit Cards – The Right Card for Your Business

 

When you're a business owner your main focus is running and growing your business.  You have a long list of tasks -  including keeping track of cash flow, taking care of your customers and selling your products or services. You also have to buy supplies, resources and other purchases. But the way you pay for your business expenses can impact your profit margins.

UCU Business Credit Cards can help by offering three different Business Mastercards: a low-interest card - a no-fee cash back card - a platinum rewards card.

Why Every Business Owner Needs a Business Credit Card

Many new business owners use their personal credit cards to finance business purchases. Here are 3 reasons why every business should have a dedicated business credit card:

• Separate Business Expenses:  A business credit card will keep your business and personal expenses separate.  It allows you to track your business spending and will make record-keeping a lot easier for your income tax filling. You will manage all your business expenses on one card.
• Build Credit:  You will have a business credit score separate from your personal credit score. If you use your business credit card responsibly you could improve your business credit score and be eligible for lower interest rates in the event you need to take out a business loan.
• Earn Rewards: Get rewards for the money you spend on your business. For every dollar spent you could increase your savings with cash back rewards or earn travel and merchandise points to save money on your business essentials.

UCU Business Credit Card Services Offers 3 Different Business Cards

Low Rate Business Mastercard

Build your business with UCU Low Rate Mastercard

Annual Fee: $25 Interest Rate: 12.99%

• Protection:  Purchase Protection and Extended Warranty for your peace of mind
• Convenience:  Access your eStatements, view recent transactions, and manage your account online using MyCardInfo
• Zero Liability:  You will not be held responsible for the unauthorized use of your card. This is our policy guarantee
• 24/7 Support:  Cardholder Services are available for you anytime, anywhere

No Fee Cash Back Business Mastercard

Operate Your Business with UCU No Fee Cash Back Business Mastercard

Annual Fee: $0 Interest Rate: 19.99%

• Rewards:  Earn 0.5 point per $1 spent on all eligible purchases
• Protection:  Purchase Protection and Extended Warranty for your peace of mind
• Convenience:  Access your eStatements, view recent transactions, and manage your account online using MyCardInfo
• Zero Liability: You will not be held responsible for the unauthorized use of your card. This is our policy guarantee

Platinum Business Mastercard

Enhance Your Business with UCU Platinum Business Mastercard

Annual Fee: $99 Interest Rate: 20.99%

• Rewards:  Earn 1.5 points per $1 spent on all eligible purchases, with no annual limits
• Protection:  Auto Rental Collision/Loss Damage Insurance for your peace of mind. Plus, Purchase Protection and Extended Warranty
• Travel Insurance:  Includes Trip Cancellation whenever you use your card to pay for your trip. Plus, Lost or Delayed Baggage coverage, and Common Carrier Accident Protection
• Convenience:  Access your eStatements, view recent transactions, and manage your account online using MyCardInfo

More information about UCU Business Credit Cards and how to apply can be found on the UCU website